our Services

We work as an extension of our clients’ businesses, providing specialist UK regulatory advice and implementation support across the full regulatory lifecycle.

Regulatory & Perimeter Advice

FCA and PRA perimeter analysis; regulated activities and investments; exemptions and exclusions; financial promotions; permissions; cross-border access into the UK; governance; conduct; prudential and financial-crime requirements.

Authorisations, Registrations & Variations

FCA and PRA authorisation applications; payment institution and electronic money institution applications and registrations; cryptoasset registrations and permissions where applicable; variations and cancellations of permission; regulatory business plans; programmes of operations and supporting application documentation.

Change in Control & Corporate Transactions

FSMA Part XII / section 178 Change in Control notifications; controller and close-links analysis; group reorganisations; acquisitions, disposals and changes in ownership or influence; transaction-specific regulatory engagement.

SMCR, Approved Persons & Governance

Senior Manager applications; Statements of Responsibilities; Management Responsibilities Maps; fitness and propriety; certification; Conduct Rules; governance frameworks; board and committee structures; regulatory interviews and succession arrangements.

Compliance, Risk & AML Frameworks

Compliance manuals and monitoring programmes; enterprise and regulatory risk; AML/CTF, sanctions and financial-crime frameworks; customer and business-wide risk assessments; CDD/EDD; transaction monitoring; complaints; Consumer Duty; outsourcing and third-party risk.

Prudential & Regulatory Reporting

ICAAP, ICARA and associated prudential assessments; capital and liquidity; stress testing; wind-down planning; regulatory returns; governance and controls supporting FCA and PRA reporting.

Operational Resilience & Outsourcing

Important business services; impact tolerances; mapping and testing; business continuity; third-party and outsourcing frameworks; material outsourcing and regulatory notification requirements.

Regulatory Investigations, Enquiries & Remediation

FCA/PRA information requirements, supervisory reviews, Skilled Person and remediation workstreams, regulatory investigations, breach analysis, action plans, governance evidence and responses to regulatory concerns.

Regulatory Change

Impact assessments and implementation programmes for changes to UK financial services law, FCA/PRA rules and supervisory expectations, including payments, investment firms, funds, prudential regulation, Consumer Duty, cryptoassets, operational resilience and market reform.

Training & Implementation

Board, senior-management and staff training; implementation support following authorisation, remediation or regulatory change; embedding policies, controls, accountability and regulatory commitments into day-to-day operations.

Our objective is simple: to identify what the UK regulatory framework requires, explain what it means for the client’s business and help implement a proportionate, defensible solution.